How can we afford in home care for Grandma? She needs help with bathing, dressing and meal preparation but Medicare says that they won’t pay for this type of service. They say that they will pay for medical services such as nursing, physical therapy and such but not, what they call, non-medical services. This is so confusing.
It’s true that Medicare will not pay for non-medical services but there are several other ways to pay for care. Here is a list of things to consider as resources to pay for in home care.
- Long Term Care Insurance
- Social Security Benefits
- Stocks, Bonds, Mutual Funds or Annuities
- VA Benefits, even the spouse of the veteran may be entitled to benefits
- 401K or 403B accounts
- Real Estate
- Investment Dividends
- Interest Income
- Reverse Mortgage
- Life Insurance
Long term care can be costly. At Preferred Care at Home of Lorain County, we understand that. We help our clients find the best way to pay for care in the home. Not only do we have a very affordable live-in service starting at $10 per hour but we provide hourly service that is Reliable, Compassionate and Affordable as well. We promise to do our best to assist our families in keeping Grandma in her home. Studies show that most seniors prefer home, and Preferred Care at Home wants to be by your side every step of the way. Contact us today!
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