{"id":6630,"date":"2009-10-07T01:34:27","date_gmt":"2009-10-07T01:34:27","guid":{"rendered":"https:\/\/preferhome.com\/long-term-care-insurance-is-something-you-only-want-to-do-once-no-room-for-mistakes\/"},"modified":"2009-10-07T01:34:27","modified_gmt":"2009-10-07T01:34:27","slug":"long-term-care-insurance-is-something-you-only-want-to-do-once-no-room-for-mistakes","status":"publish","type":"post","link":"https:\/\/preferhome.com\/locations\/blog\/long-term-care-insurance-is-something-you-only-want-to-do-once-no-room-for-mistakes\/","title":{"rendered":"Long Term Care Insurance is Something you only Want to do Once. No Room for Mistakes."},"content":{"rendered":"

So what mistakes do I need to avoid?<\/em><\/strong><\/p>\n

According to American Association for Long Term Care Insurance, there are 4 mistakes you want to avoid:<\/em><\/strong><\/p>\n

 <\/p>\n

1. Waiting too long to start planning.\u00a0<\/strong>You don\u2019t have to buy insurance protection today; but at least find out what a policy will cost. If you take prescription medications or have health conditions, find out if you can qualify. Ask what health changes might make you ineligible to qualify.<\/p>\n

 <\/p>\n

 <\/p>\n

2. Believing it won\u2019t happen to you.<\/strong>\u00a0Denial is the best reason not to plan. And, honestly, we hope you live a long life \u2026 never have an accident or illness. Yes, we hope you never need long-term care. We also hope you never have a car accident. But hope is not a strategy. Planning for the future is.<\/p>\n

 <\/p>\n

3. Counting on government programs.<\/strong>\u00a0If you are age 50 to 55, are you need to be ready to count on Medicare and Medicaid to pay for the care you want in 15 or 20 years. Everyone wants someone else to pay the bill. If you prefer having choice, options and independence, then you\u2019d better have a plan in place \u2026 just in case.<\/p>\n

 <\/p>\n

4. Not working with a long-term care insurance professional.\u00a0<\/strong>As you\u2019ll find us saying many times, costs vary between insurers, discounts vary between insurers, as well as acceptable health conditions. You want to work with an experienced and knowledgeable professional who stays current on policies and can get you the best coverage for the best price. Are we biased in favor of our Association members? You bet!<\/p>\n

 <\/p>\n

Be sure to visit the American Association for Long Term Care Insurance web site.<\/a>\u00a0Also find helpful information under\u00a0How to pay for Long term Care<\/a>\u00a0in the resource section of the\u00a0Preferred Care at Home website<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

So what mistakes do I need to avoid? According to American Association for Long Term Care Insurance, there are 4 Learn More<\/a><\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[961],"tags":[],"class_list":["post-6630","post","type-post","status-publish","format-standard","hentry","category-ways-to-pay-for-home-care"],"acf":[],"yoast_head":"\nLong Term Care Insurance is Something you only Want to do Once. No Room for Mistakes. - Preferred Care at Home<\/title>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Long Term Care Insurance is Something you only Want to do Once. No Room for Mistakes.\" \/>\n<meta property=\"og:description\" content=\"So what mistakes do I need to avoid? 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