{"id":4243,"date":"2026-07-24T16:32:20","date_gmt":"2026-07-24T16:32:20","guid":{"rendered":"https:\/\/preferhome.com\/locations\/hendersonville\/?page_id=4243"},"modified":"2026-07-24T16:32:20","modified_gmt":"2026-07-24T16:32:20","slug":"medicaid-home-care-tennessee","status":"publish","type":"page","link":"https:\/\/preferhome.com\/locations\/hendersonville\/medicaid-home-care-tennessee\/","title":{"rendered":"Medicaid Home Care in Tennessee for Aging Parents"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4243\" class=\"elementor elementor-4243\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0378a3d e-con-boxed e-flex e-con e-parent\" data-id=\"0378a3d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-325d566 elementor-widget elementor-widget-html\" data-id=\"325d566\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\n.h5x{position:relative;margin:0 -100vw;padding:44px 100vw 48px;min-height:0;display:flex;align-items:center;overflow:hidden;background:#14120F;}\n.h5bg{position:absolute;top:0;bottom:0;left:calc(50% - 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TennCare Medicaid, CHOICES, and state-funded OPTIONS are three separate doors, and this guide maps which one fits yours before you spend a week on hold.<\/p>\n  <ul class=\"h5chips\"><li><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"16\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M22.5063 0.191225C20.616 1.31814 18.4795 2.93148 16.4706 4.75089C14.8516 6.21755 13.1248 7.98498 11.5256 9.81182C10.4223 11.0743 9.23276 12.5428 8.15823 13.9705C7.78448 14.468 6.81776 15.801 6.51409 16.241C6.35776 16.4675 6.27151 16.577 6.25354 16.5715C6.23917 16.5678 4.87175 15.7732 3.21682 14.8078L0.207058 13.0496L0.138777 13.1295C0.10284 13.174 0.0633083 13.2223 0.0543239 13.239C0.0381521 13.2687 0.293308 13.5769 6.79979 21.3725L7.32268 22H7.39456H7.46643L7.87432 21.159C9.88862 17.017 11.867 13.6066 14.1113 10.4059C16.5856 6.88034 19.3869 3.63325 22.5386 0.642365C22.7632 0.428862 22.9465 0.248777 22.9465 0.241352C22.9465 0.232069 22.8225 0.050127 22.7992 0.0259933C22.7956 0.0241356 22.6644 0.0983982 22.5063 0.191225Z\" fill=\"#A4C422\"\/><\/svg><span>TennCare, CHOICES, and OPTIONS &mdash; three separate doors, mapped<\/span><\/li><li><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"16\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M22.5063 0.191225C20.616 1.31814 18.4795 2.93148 16.4706 4.75089C14.8516 6.21755 13.1248 7.98498 11.5256 9.81182C10.4223 11.0743 9.23276 12.5428 8.15823 13.9705C7.78448 14.468 6.81776 15.801 6.51409 16.241C6.35776 16.4675 6.27151 16.577 6.25354 16.5715C6.23917 16.5678 4.87175 15.7732 3.21682 14.8078L0.207058 13.0496L0.138777 13.1295C0.10284 13.174 0.0633083 13.2223 0.0543239 13.239C0.0381521 13.2687 0.293308 13.5769 6.79979 21.3725L7.32268 22H7.39456H7.46643L7.87432 21.159C9.88862 17.017 11.867 13.6066 14.1113 10.4059C16.5856 6.88034 19.3869 3.63325 22.5386 0.642365C22.7632 0.428862 22.9465 0.248777 22.9465 0.241352C22.9465 0.232069 22.8225 0.050127 22.7992 0.0259933C22.7956 0.0241356 22.6644 0.0983982 22.5063 0.191225Z\" fill=\"#A4C422\"\/><\/svg><span>What&#8217;s actually covered, capped, and excluded<\/span><\/li><li><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"16\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M22.5063 0.191225C20.616 1.31814 18.4795 2.93148 16.4706 4.75089C14.8516 6.21755 13.1248 7.98498 11.5256 9.81182C10.4223 11.0743 9.23276 12.5428 8.15823 13.9705C7.78448 14.468 6.81776 15.801 6.51409 16.241C6.35776 16.4675 6.27151 16.577 6.25354 16.5715C6.23917 16.5678 4.87175 15.7732 3.21682 14.8078L0.207058 13.0496L0.138777 13.1295C0.10284 13.174 0.0633083 13.2223 0.0543239 13.239C0.0381521 13.2687 0.293308 13.5769 6.79979 21.3725L7.32268 22H7.39456H7.46643L7.87432 21.159C9.88862 17.017 11.867 13.6066 14.1113 10.4059C16.5856 6.88034 19.3869 3.63325 22.5386 0.642365C22.7632 0.428862 22.9465 0.248777 22.9465 0.241352C22.9465 0.232069 22.8225 0.050127 22.7992 0.0259933C22.7956 0.0241356 22.6644 0.0983982 22.5063 0.191225Z\" fill=\"#A4C422\"\/><\/svg><span>TN State Licensed &middot; Certified Provider &middot; LPN on staff<\/span><\/li><\/ul>\n  <div class=\"h5btns\"><a class=\"h5btn\" href=\"https:\/\/preferhome.com\/locations\/hendersonville\/contact\/\">Get Care Now<\/a><a class=\"h5tel\" href=\"tel:6159703737\">(615) 970-3737<\/a><\/div>\n <\/div>\n <div class=\"h5card\">\n  <h3>At a glance<\/h3>\n  <dl>\n   <div><dt>Who this page is for<\/dt><dd>Tennessee families sorting out which Medicaid door fits<\/dd><\/div>\n   <div><dt>The three doors<\/dt><dd>Three doors: TennCare category, CHOICES, or state OPTIONS<\/dd><\/div>\n   <div><dt>The key numbers<\/dt><dd>Income limit $2,982\/mo; resources $2,000 (one person)<\/dd><\/div>\n   <div><dt>The third door<\/dt><dd>OPTIONS uses a sliding fee scale &mdash; no strict income limit<\/dd><\/div>\n  <\/dl>\n  <hr>\n  <dl><div><dt>Credentials you can verify<\/dt><dd>Certified Provider &middot; Licensed in Tennessee &middot; Home Care Pulse Award &middot; LPN on Care Team<\/dd><\/div><\/dl>\n  <hr>\n  <a class=\"h5btn\" href=\"https:\/\/preferhome.com\/locations\/hendersonville\/contact\/\">Talk it through with us<\/a>\n <\/div>\n<\/div><\/div><script>(function(){var c=document.querySelector('.h5card');if(!c)return;if(window.matchMedia('(prefers-reduced-motion: reduce)').matches)return;if(!window.matchMedia('(hover: hover)').matches)return;c.addEventListener('mousemove',function(e){var r=c.getBoundingClientRect();var x=(e.clientX-r.left)\/r.width-.5,y=(e.clientY-r.top)\/r.height-.5;c.style.transform='perspective(900px) rotateY('+(x*4).toFixed(2)+'deg) rotateX('+(-y*4).toFixed(2)+'deg) translateY(-2px)';});c.addEventListener('mouseleave',function(){c.style.transform='';});})();<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a4a6626 e-con-boxed e-flex e-con e-parent\" data-id=\"a4a6626\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div 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p{margin:0;color:#CFC9BE;line-height:1.65;max-width:640px;}\n.pb-btn{display:inline-flex;align-items:center;gap:9px;background:linear-gradient(92deg,#A4C422,#7B9218);color:#fff !important;font-family:'Raleway',sans-serif;font-weight:700;font-size:15.5px;padding:13px 22px;border-radius:8px;text-decoration:none;box-shadow:0 8px 24px rgba(164,196,34,.3);transition:transform .2s ease;white-space:nowrap;}\n.pb-btn:hover{transform:translateY(-2px);}\n.pb-paths3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}\n@media(max-width:900px){.pb-paths3{grid-template-columns:1fr;}}\n.pb-path{background:#fff;border:1px solid #E7E3DB;border-radius:16px;padding:24px 24px;box-shadow:0 4px 18px rgba(94,80,79,.07);}\n.pb-path .pb-pg{color:#746D62;background:#F0EDE6;border:none;}\n.pb-path h3{margin:0 0 8px;font-family:'Raleway',sans-serif;font-weight:700;font-size:17.5px;color:#3A3731;}\n.pb-path p{margin:0;font-size:13.5px;line-height:1.6;color:#746D62;}\n\/* versus *\/\n.pb-vs{position:relative;display:grid;grid-template-columns:1fr 1fr;gap:26px;align-items:stretch;}\n@media(max-width:800px){.pb-vs{grid-template-columns:1fr;}}\n.pb-vcol{background:#fff;border:1px solid #E7E3DB;border-radius:18px;padding:26px 28px;box-shadow:0 4px 18px rgba(94,80,79,.07);}\n.pb-vcol h3{margin:0 0 16px;font-family:'Raleway',sans-serif;font-weight:700;font-size:20px;color:#5E504F;text-align:center;}\n.pb-vcol ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;}\n.pb-vcol li{display:flex;justify-content:space-between;gap:14px;padding:12px 4px;border-top:1px solid #F0EDE6;font-size:15px;}\n.pb-vcol li b{font-family:'Raleway',sans-serif;font-weight:700;color:#746D62;font-size:13.5px;letter-spacing:.03em;text-transform:uppercase;align-self:center;}\n.pb-vcol li span{font-family:'Raleway',sans-serif;font-weight:700;color:#3A3731;}\n.pb-vwin{border:2px solid #A4C422;background:linear-gradient(180deg,#FDFEF8,#F6F8EF);box-shadow:0 12px 34px rgba(164,196,34,.18);}\n.pb-vwin h3{color:#7B9218;}\n.pb-vwin li span{color:#4F640B;}\n.pb-vbadge{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);z-index:2;width:56px;height:56px;display:flex;align-items:center;justify-content:center;background:#26221D;color:#C8E06B;font-family:'Raleway',sans-serif;font-weight:700;font-size:17px;border-radius:50%;box-shadow:0 8px 24px rgba(0,0,0,.3);border:3px solid #FBFAF7;}\n@media(max-width:800px){.pb-vbadge{display:none;}}\n\/* faq *\/\n.pb-faqs{columns:2;column-gap:22px;}\n@media(max-width:900px){.pb-faqs{columns:1;}}\n.pb-faq{break-inside:avoid;margin-bottom:16px;background:#fff;border:1px solid #E7E3DB;border-radius:14px;overflow:hidden;box-shadow:0 3px 14px rgba(94,80,79,.06);}\n.pb-faq summary{display:flex;align-items:center;gap:12px;cursor:pointer;list-style:none;padding:17px 20px;font-family:'Raleway',sans-serif;font-weight:700;font-size:16px;color:#3A3731;}\n.pb-faq summary::-webkit-details-marker{display:none;}\n.pb-faq summary span{flex:1;}\n.pb-faq summary em{flex:none;display:inline-flex;transition:transform .3s ease;}\n.pb-faq[open] summary{color:#7B9218;}\n.pb-faq[open] summary em{transform:rotate(45deg);}\n.pb-fb{padding:0 20px 18px;}\n.pb-fb p{margin:0;color:#746D62;line-height:1.7;font-size:14.5px;}\n<\/style><div class=\"pb\"><div class=\"pb-prog\"><i><\/i><\/div><div class=\"pb-shell\"><aside class=\"pb-rail\"><p>In this guide<\/p><a href=\"#pb-answers\" data-t=\"pb-answers\"><b>01<\/b><span>The Payer Question<\/span><\/a><a href=\"#pb-who\" data-t=\"pb-who\"><b>02<\/b><span>Who This Is For<\/span><\/a><a href=\"#pb-home\" data-t=\"pb-home\"><b>03<\/b><span>What It Gets You<\/span><\/a><a href=\"#pb-process\" data-t=\"pb-process\"><b>04<\/b><span>How to Get Started<\/span><\/a><a href=\"#pb-team\" data-t=\"pb-team\"><b>05<\/b><span>Our Local Team<\/span><\/a><a href=\"#pb-paths\" data-t=\"pb-paths\"><b>06<\/b><span>The Program Doors<\/span><\/a><a href=\"#pb-compare\" data-t=\"pb-compare\"><b>07<\/b><span>CHOICES vs OPTIONS<\/span><\/a><a href=\"#pb-faq\" data-t=\"pb-faq\"><b>08<\/b><span>Questions Families Ask<\/span><\/a><div class=\"pb-railcta\"><p>Questions right now?<\/p><a href=\"tel:6159703737\">(615) 970-3737<\/a><\/div><\/aside><div class=\"pb-main\"><section class=\"pb-anchor\" id=\"pb-answers\"><div class=\"pb-shead pb-rv\"><span class=\"pb-eyebrow\">Plain language, before a week on hold<\/span><h2 class=\"pb-h2\">The Payer Question Behind Every Care Decision<\/h2><p class=\"pb-sub\">Medicaid home care in Tennessee runs through three separate programs, each with its own eligibility rules, coverage, and application path. Here is the map, before anything else.<\/p><\/div><div class=\"pb-lrow pb-rv\" style=\"transition-delay:0ms\">\n <span class=\"pb-ln\">Q1<\/span>\n <div class=\"pb-lq\"><h3>Is this Medicaid or Medicare?<\/h3><p>Medicare home health is short-term skilled care after a hospital stay. Tennessee Medicaid home care is long-term care built around daily living &mdash; bathing, meals, medications. Families mix these up constantly; both may apply at different times.<\/p><\/div>\n <ul class=\"pb-ll\"><li><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"16\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M22.5063 0.191225C20.616 1.31814 18.4795 2.93148 16.4706 4.75089C14.8516 6.21755 13.1248 7.98498 11.5256 9.81182C10.4223 11.0743 9.23276 12.5428 8.15823 13.9705C7.78448 14.468 6.81776 15.801 6.51409 16.241C6.35776 16.4675 6.27151 16.577 6.25354 16.5715C6.23917 16.5678 4.87175 15.7732 3.21682 14.8078L0.207058 13.0496L0.138777 13.1295C0.10284 13.174 0.0633083 13.2223 0.0543239 13.239C0.0381521 13.2687 0.293308 13.5769 6.79979 21.3725L7.32268 22H7.39456H7.46643L7.87432 21.159C9.88862 17.017 11.867 13.6066 14.1113 10.4059C16.5856 6.88034 19.3869 3.63325 22.5386 0.642365C22.7632 0.428862 22.9465 0.248777 22.9465 0.241352C22.9465 0.232069 22.8225 0.050127 22.7992 0.0259933C22.7956 0.0241356 22.6644 0.0983982 22.5063 0.191225Z\" fill=\"#A4C422\"\/><\/svg><span>Medicare: short-term skilled care after a hospital stay<\/span><\/li><li><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"16\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M22.5063 0.191225C20.616 1.31814 18.4795 2.93148 16.4706 4.75089C14.8516 6.21755 13.1248 7.98498 11.5256 9.81182C10.4223 11.0743 9.23276 12.5428 8.15823 13.9705C7.78448 14.468 6.81776 15.801 6.51409 16.241C6.35776 16.4675 6.27151 16.577 6.25354 16.5715C6.23917 16.5678 4.87175 15.7732 3.21682 14.8078L0.207058 13.0496L0.138777 13.1295C0.10284 13.174 0.0633083 13.2223 0.0543239 13.239C0.0381521 13.2687 0.293308 13.5769 6.79979 21.3725L7.32268 22H7.39456H7.46643L7.87432 21.159C9.88862 17.017 11.867 13.6066 14.1113 10.4059C16.5856 6.88034 19.3869 3.63325 22.5386 0.642365C22.7632 0.428862 22.9465 0.248777 22.9465 0.241352C22.9465 0.232069 22.8225 0.050127 22.7992 0.0259933C22.7956 0.0241356 22.6644 0.0983982 22.5063 0.191225Z\" fill=\"#A4C422\"\/><\/svg><span>Medicaid: long-term help with daily living at home<\/span><\/li><li><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"16\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M22.5063 0.191225C20.616 1.31814 18.4795 2.93148 16.4706 4.75089C14.8516 6.21755 13.1248 7.98498 11.5256 9.81182C10.4223 11.0743 9.23276 12.5428 8.15823 13.9705C7.78448 14.468 6.81776 15.801 6.51409 16.241C6.35776 16.4675 6.27151 16.577 6.25354 16.5715C6.23917 16.5678 4.87175 15.7732 3.21682 14.8078L0.207058 13.0496L0.138777 13.1295C0.10284 13.174 0.0633083 13.2223 0.0543239 13.239C0.0381521 13.2687 0.293308 13.5769 6.79979 21.3725L7.32268 22H7.39456H7.46643L7.87432 21.159C9.88862 17.017 11.867 13.6066 14.1113 10.4059C16.5856 6.88034 19.3869 3.63325 22.5386 0.642365C22.7632 0.428862 22.9465 0.248777 22.9465 0.241352C22.9465 0.232069 22.8225 0.050127 22.7992 0.0259933C22.7956 0.0241356 22.6644 0.0983982 22.5063 0.191225Z\" fill=\"#A4C422\"\/><\/svg><span>Both may apply &mdash; at different times<\/span><\/li><\/ul><\/div><div class=\"pb-lrow pb-rv\" style=\"transition-delay:70ms\">\n <span class=\"pb-ln\">Q2<\/span>\n <div class=\"pb-lq\"><h3>Which Medicaid category covers home care?<\/h3><p>The TennCare Institutionalized Individuals category covers nursing facility care and home and community based services &mdash; using a $2,982 monthly income limit and $2,000 resource limit for one person. Long-term services use different limits than acute health services.<\/p><\/div>\n <ul class=\"pb-ll\"><li><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"16\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M22.5063 0.191225C20.616 1.31814 18.4795 2.93148 16.4706 4.75089C14.8516 6.21755 13.1248 7.98498 11.5256 9.81182C10.4223 11.0743 9.23276 12.5428 8.15823 13.9705C7.78448 14.468 6.81776 15.801 6.51409 16.241C6.35776 16.4675 6.27151 16.577 6.25354 16.5715C6.23917 16.5678 4.87175 15.7732 3.21682 14.8078L0.207058 13.0496L0.138777 13.1295C0.10284 13.174 0.0633083 13.2223 0.0543239 13.239C0.0381521 13.2687 0.293308 13.5769 6.79979 21.3725L7.32268 22H7.39456H7.46643L7.87432 21.159C9.88862 17.017 11.867 13.6066 14.1113 10.4059C16.5856 6.88034 19.3869 3.63325 22.5386 0.642365C22.7632 0.428862 22.9465 0.248777 22.9465 0.241352C22.9465 0.232069 22.8225 0.050127 22.7992 0.0259933C22.7956 0.0241356 22.6644 0.0983982 22.5063 0.191225Z\" fill=\"#A4C422\"\/><\/svg><span>Income at or below $2,982\/month (one person)<\/span><\/li><li><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"16\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M22.5063 0.191225C20.616 1.31814 18.4795 2.93148 16.4706 4.75089C14.8516 6.21755 13.1248 7.98498 11.5256 9.81182C10.4223 11.0743 9.23276 12.5428 8.15823 13.9705C7.78448 14.468 6.81776 15.801 6.51409 16.241C6.35776 16.4675 6.27151 16.577 6.25354 16.5715C6.23917 16.5678 4.87175 15.7732 3.21682 14.8078L0.207058 13.0496L0.138777 13.1295C0.10284 13.174 0.0633083 13.2223 0.0543239 13.239C0.0381521 13.2687 0.293308 13.5769 6.79979 21.3725L7.32268 22H7.39456H7.46643L7.87432 21.159C9.88862 17.017 11.867 13.6066 14.1113 10.4059C16.5856 6.88034 19.3869 3.63325 22.5386 0.642365C22.7632 0.428862 22.9465 0.248777 22.9465 0.241352C22.9465 0.232069 22.8225 0.050127 22.7992 0.0259933C22.7956 0.0241356 22.6644 0.0983982 22.5063 0.191225Z\" fill=\"#A4C422\"\/><\/svg><span>Resources at or below $2,000<\/span><\/li><li><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"16\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M22.5063 0.191225C20.616 1.31814 18.4795 2.93148 16.4706 4.75089C14.8516 6.21755 13.1248 7.98498 11.5256 9.81182C10.4223 11.0743 9.23276 12.5428 8.15823 13.9705C7.78448 14.468 6.81776 15.801 6.51409 16.241C6.35776 16.4675 6.27151 16.577 6.25354 16.5715C6.23917 16.5678 4.87175 15.7732 3.21682 14.8078L0.207058 13.0496L0.138777 13.1295C0.10284 13.174 0.0633083 13.2223 0.0543239 13.239C0.0381521 13.2687 0.293308 13.5769 6.79979 21.3725L7.32268 22H7.39456H7.46643L7.87432 21.159C9.88862 17.017 11.867 13.6066 14.1113 10.4059C16.5856 6.88034 19.3869 3.63325 22.5386 0.642365C22.7632 0.428862 22.9465 0.248777 22.9465 0.241352C22.9465 0.232069 22.8225 0.050127 22.7992 0.0259933C22.7956 0.0241356 22.6644 0.0983982 22.5063 0.191225Z\" fill=\"#A4C422\"\/><\/svg><span>Confirm which category applies before assuming<\/span><\/li><\/ul><\/div><div class=\"pb-lrow pb-rv\" style=\"transition-delay:140ms\">\n <span class=\"pb-ln\">Q3<\/span>\n <div class=\"pb-lq\"><h3>What is CHOICES, exactly?<\/h3><p>The TennCare CHOICES program is Tennessee Medicaid&#8217;s long-term services and supports pathway. It is not separate from TennCare &mdash; but it carries its own benefits rules, and it is managed through a managed care organization rather than an individual agency.<\/p><\/div>\n <ul class=\"pb-ll\"><li><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"16\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M22.5063 0.191225C20.616 1.31814 18.4795 2.93148 16.4706 4.75089C14.8516 6.21755 13.1248 7.98498 11.5256 9.81182C10.4223 11.0743 9.23276 12.5428 8.15823 13.9705C7.78448 14.468 6.81776 15.801 6.51409 16.241C6.35776 16.4675 6.27151 16.577 6.25354 16.5715C6.23917 16.5678 4.87175 15.7732 3.21682 14.8078L0.207058 13.0496L0.138777 13.1295C0.10284 13.174 0.0633083 13.2223 0.0543239 13.239C0.0381521 13.2687 0.293308 13.5769 6.79979 21.3725L7.32268 22H7.39456H7.46643L7.87432 21.159C9.88862 17.017 11.867 13.6066 14.1113 10.4059C16.5856 6.88034 19.3869 3.63325 22.5386 0.642365C22.7632 0.428862 22.9465 0.248777 22.9465 0.241352C22.9465 0.232069 22.8225 0.050127 22.7992 0.0259933C22.7956 0.0241356 22.6644 0.0983982 22.5063 0.191225Z\" fill=\"#A4C422\"\/><\/svg><span>A program within TennCare, not a separate one<\/span><\/li><li><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"16\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M22.5063 0.191225C20.616 1.31814 18.4795 2.93148 16.4706 4.75089C14.8516 6.21755 13.1248 7.98498 11.5256 9.81182C10.4223 11.0743 9.23276 12.5428 8.15823 13.9705C7.78448 14.468 6.81776 15.801 6.51409 16.241C6.35776 16.4675 6.27151 16.577 6.25354 16.5715C6.23917 16.5678 4.87175 15.7732 3.21682 14.8078L0.207058 13.0496L0.138777 13.1295C0.10284 13.174 0.0633083 13.2223 0.0543239 13.239C0.0381521 13.2687 0.293308 13.5769 6.79979 21.3725L7.32268 22H7.39456H7.46643L7.87432 21.159C9.88862 17.017 11.867 13.6066 14.1113 10.4059C16.5856 6.88034 19.3869 3.63325 22.5386 0.642365C22.7632 0.428862 22.9465 0.248777 22.9465 0.241352C22.9465 0.232069 22.8225 0.050127 22.7992 0.0259933C22.7956 0.0241356 22.6644 0.0983982 22.5063 0.191225Z\" fill=\"#A4C422\"\/><\/svg><span>Managed through your assigned MCO<\/span><\/li><li><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"16\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M22.5063 0.191225C20.616 1.31814 18.4795 2.93148 16.4706 4.75089C14.8516 6.21755 13.1248 7.98498 11.5256 9.81182C10.4223 11.0743 9.23276 12.5428 8.15823 13.9705C7.78448 14.468 6.81776 15.801 6.51409 16.241C6.35776 16.4675 6.27151 16.577 6.25354 16.5715C6.23917 16.5678 4.87175 15.7732 3.21682 14.8078L0.207058 13.0496L0.138777 13.1295C0.10284 13.174 0.0633083 13.2223 0.0543239 13.239C0.0381521 13.2687 0.293308 13.5769 6.79979 21.3725L7.32268 22H7.39456H7.46643L7.87432 21.159C9.88862 17.017 11.867 13.6066 14.1113 10.4059C16.5856 6.88034 19.3869 3.63325 22.5386 0.642365C22.7632 0.428862 22.9465 0.248777 22.9465 0.241352C22.9465 0.232069 22.8225 0.050127 22.7992 0.0259933C22.7956 0.0241356 22.6644 0.0983982 22.5063 0.191225Z\" fill=\"#A4C422\"\/><\/svg><span>Its own rules for home and community services<\/span><\/li><\/ul><\/div><div class=\"pb-lrow pb-rv\" style=\"transition-delay:210ms\">\n <span class=\"pb-ln\">Q4<\/span>\n <div class=\"pb-lq\"><h3>What if we don&#8217;t qualify financially?<\/h3><p>OPTIONS for Community Living is state funded, not federal Medicaid, and uses a sliding fee scale instead of strict income limits. It may help families who need in-home support but do not qualify financially for the Medicaid program.<\/p><\/div>\n <ul class=\"pb-ll\"><li><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"16\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M22.5063 0.191225C20.616 1.31814 18.4795 2.93148 16.4706 4.75089C14.8516 6.21755 13.1248 7.98498 11.5256 9.81182C10.4223 11.0743 9.23276 12.5428 8.15823 13.9705C7.78448 14.468 6.81776 15.801 6.51409 16.241C6.35776 16.4675 6.27151 16.577 6.25354 16.5715C6.23917 16.5678 4.87175 15.7732 3.21682 14.8078L0.207058 13.0496L0.138777 13.1295C0.10284 13.174 0.0633083 13.2223 0.0543239 13.239C0.0381521 13.2687 0.293308 13.5769 6.79979 21.3725L7.32268 22H7.39456H7.46643L7.87432 21.159C9.88862 17.017 11.867 13.6066 14.1113 10.4059C16.5856 6.88034 19.3869 3.63325 22.5386 0.642365C22.7632 0.428862 22.9465 0.248777 22.9465 0.241352C22.9465 0.232069 22.8225 0.050127 22.7992 0.0259933C22.7956 0.0241356 22.6644 0.0983982 22.5063 0.191225Z\" fill=\"#A4C422\"\/><\/svg><span>OPTIONS: state funded, sliding fee scale<\/span><\/li><li><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"16\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M22.5063 0.191225C20.616 1.31814 18.4795 2.93148 16.4706 4.75089C14.8516 6.21755 13.1248 7.98498 11.5256 9.81182C10.4223 11.0743 9.23276 12.5428 8.15823 13.9705C7.78448 14.468 6.81776 15.801 6.51409 16.241C6.35776 16.4675 6.27151 16.577 6.25354 16.5715C6.23917 16.5678 4.87175 15.7732 3.21682 14.8078L0.207058 13.0496L0.138777 13.1295C0.10284 13.174 0.0633083 13.2223 0.0543239 13.239C0.0381521 13.2687 0.293308 13.5769 6.79979 21.3725L7.32268 22H7.39456H7.46643L7.87432 21.159C9.88862 17.017 11.867 13.6066 14.1113 10.4059C16.5856 6.88034 19.3869 3.63325 22.5386 0.642365C22.7632 0.428862 22.9465 0.248777 22.9465 0.241352C22.9465 0.232069 22.8225 0.050127 22.7992 0.0259933C22.7956 0.0241356 22.6644 0.0983982 22.5063 0.191225Z\" fill=\"#A4C422\"\/><\/svg><span>No strict income requirement<\/span><\/li><li><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"16\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M22.5063 0.191225C20.616 1.31814 18.4795 2.93148 16.4706 4.75089C14.8516 6.21755 13.1248 7.98498 11.5256 9.81182C10.4223 11.0743 9.23276 12.5428 8.15823 13.9705C7.78448 14.468 6.81776 15.801 6.51409 16.241C6.35776 16.4675 6.27151 16.577 6.25354 16.5715C6.23917 16.5678 4.87175 15.7732 3.21682 14.8078L0.207058 13.0496L0.138777 13.1295C0.10284 13.174 0.0633083 13.2223 0.0543239 13.239C0.0381521 13.2687 0.293308 13.5769 6.79979 21.3725L7.32268 22H7.39456H7.46643L7.87432 21.159C9.88862 17.017 11.867 13.6066 14.1113 10.4059C16.5856 6.88034 19.3869 3.63325 22.5386 0.642365C22.7632 0.428862 22.9465 0.248777 22.9465 0.241352C22.9465 0.232069 22.8225 0.050127 22.7992 0.0259933C22.7956 0.0241356 22.6644 0.0983982 22.5063 0.191225Z\" fill=\"#A4C422\"\/><\/svg><span>The third door most families never hear about<\/span><\/li><\/ul><\/div><\/section><section class=\"pb-anchor\" id=\"pb-who\"><div class=\"pb-shead pb-rv\"><span class=\"pb-eyebrow\">Real families, real starting points<\/span><h2 class=\"pb-h2\">Who This Guide Is Really For<\/h2><\/div><div class=\"pb-prow pb-rv\">\n <span class=\"pb-pimg\"><img decoding=\"async\" src=\"https:\/\/preferhome.com\/locations\/hendersonville\/wp-content\/uploads\/sites\/19\/2026\/07\/pcah-2025-images-227-scaled-1.jpg\" alt=\"\" loading=\"lazy\"><i>01<\/i><\/span>\n <div class=\"pb-ptxt\"><h3>Families Just Starting to Ask<\/h3><p>Your parent is slower on the stairs, missing medications, or forgetting appointments. Their primary care provider mentioned Medicaid, and you have no idea whether that means TennCare, the CHOICES program, or something else. This guide lays out the map before you spend a week on hold.<\/p><\/div><\/div><div class=\"pb-prow pb-flip pb-rv\">\n <span class=\"pb-pimg\"><img decoding=\"async\" src=\"https:\/\/preferhome.com\/locations\/hendersonville\/wp-content\/uploads\/sites\/19\/2026\/07\/pcah-2025-images-212-scaled-1.jpg\" alt=\"\" loading=\"lazy\"><i>02<\/i><\/span>\n <div class=\"pb-ptxt\"><h3>Weighing Home Care vs. a Nursing Facility<\/h3><p>Tennessee funds both nursing home care and home and community based services &mdash; and the benefits of staying home often outweigh a facility move once families see the full picture, especially for adult children juggling a full-time job alongside a parent&#8217;s care.<\/p><\/div><\/div><div class=\"pb-prow pb-rv\">\n <span class=\"pb-pimg\"><img decoding=\"async\" src=\"https:\/\/preferhome.com\/locations\/hendersonville\/wp-content\/uploads\/sites\/19\/2026\/07\/pcah-2025-images-156-scaled-1.jpg\" alt=\"\" loading=\"lazy\"><i>03<\/i><\/span>\n <div class=\"pb-ptxt\"><h3>Caregivers Asking About Paid Support<\/h3><p>You&#8217;re already providing daily supervision and wondering whether Medicaid offers relief. CHOICES includes consumer direction for eligible services, and OPTIONS may cover respite and attendant care &mdash; neither guarantees payment, but community based services can include companion and homemaker help for families who qualify.<\/p><\/div><\/div><\/section><section class=\"pb-anchor\" id=\"pb-home\"><div class=\"pb-shead pb-rv\"><span class=\"pb-eyebrow\">The scale of it<\/span><h2 class=\"pb-h2\">What Understanding the Landscape Gets You<\/h2><\/div><div class=\"pb-statwrap\">\n   <div class=\"pb-bigstat pb-rv\"><b>3<\/b><i>separate programs &mdash; TennCare&#8217;s long-term care category, the CHOICES program, and state-funded OPTIONS &mdash; each with its own rules, coverage, and application door<\/i>\n    <p>You stop wasting weeks on the wrong door: TennCare Connect for financial Medicaid eligibility, the Area Agency on Aging and Disability for state-funded help, or a private-pay path if neither applies. Calling the right number first is worth more than any brochure.<\/p><\/div>\n   <div class=\"pb-hcard pb-rv\"><h3>Covered, But Structured<\/h3><p>CHOICES benefits are real but capped: adult day care at 2,080 hours a year, companion and homemaker services in assisted living exclude room and board. PERS units, home-delivered meals, minor home modifications, and even pest control may be available through ECF CHOICES &mdash; coverage varies by county and plan.<\/p><\/div>\n   <div class=\"pb-hcard pb-rv\" style=\"transition-delay:90ms\"><h3>Ask Better Questions of Everyone<\/h3><p>Once you understand the difference between eligibility approval and provider acceptance, you stop asking providers &#8220;do you take Medicaid?&#8221; &mdash; and start asking whether your parent&#8217;s TennCare category authorizes the specific personal care assistance needed.<\/p><\/div>\n  <\/div><\/section><style>.pb-mos{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:18px;margin:8px 0 0;}@media(max-width:800px){.pb-mos{grid-template-columns:1fr;}}.pb-mos span{display:block;height:230px;border-radius:16px;overflow:hidden;box-shadow:0 10px 28px rgba(94,80,79,.16);}.pb-mos img{width:100%;height:100%;object-fit:cover;object-position:center 25%;display:block;transition:transform .6s ease;}.pb-mos span:hover img{transform:scale(1.05);}<\/style><div class=\"pb-mos\"><span><img decoding=\"async\" src=\"https:\/\/preferhome.com\/locations\/hendersonville\/wp-content\/uploads\/sites\/19\/2026\/07\/pcah-2025-images-266-scaled-1.jpg\" alt=\"\" loading=\"lazy\"><\/span><span><img decoding=\"async\" src=\"https:\/\/preferhome.com\/locations\/hendersonville\/wp-content\/uploads\/sites\/19\/2026\/07\/pcah-2025-images-231-scaled-1.jpg\" alt=\"\" loading=\"lazy\"><\/span><span><img decoding=\"async\" src=\"https:\/\/preferhome.com\/locations\/hendersonville\/wp-content\/uploads\/sites\/19\/2026\/07\/pcah-2025-images-178-scaled-1.jpg\" alt=\"\" loading=\"lazy\"><\/span><\/div><div style=\"height:56px\"><\/div><section class=\"pb-anchor\" id=\"pb-process\"><div class=\"pb-shead pb-rv\"><span class=\"pb-eyebrow\">Five steps, in order<\/span><h2 class=\"pb-h2\">How Families Actually Get Started<\/h2><p class=\"pb-sub\">Once you know which Medicaid door fits, here is how Hendersonville families actually move forward &mdash; call us at (615) 970-3737 with questions along the way.<\/p><\/div><div class=\"pb-steps\"><div class=\"pb-st pb-rv\" style=\"transition-delay:0ms\"><span class=\"pb-stn\">1<\/span>\n <h4>Confirm the Care Need<\/h4><p>Name what your parent needs help with day to day: bathing, meals, medications, transfers, or supervision. A physical disability may qualify someone for different services than age alone.<\/p><\/div><div class=\"pb-st pb-rv\" style=\"transition-delay:80ms\"><span class=\"pb-stn\">2<\/span>\n <h4>Check Which Door Fits<\/h4><p>Compare the Institutionalized Individuals income and resource rules against your parent&#8217;s finances. Over the limit? OPTIONS or private pay may fit better &mdash; and waiting too long carries its own risk.<\/p><\/div><div class=\"pb-st pb-rv\" style=\"transition-delay:160ms\"><span class=\"pb-stn\">3<\/span>\n <h4>Apply Through the Right Channel<\/h4><p>Online via TennCare Connect, by phone at 1-855-259-0701, or on paper at your local human services office. The AAAD (1-866-836-6678) can send someone to help at home if your parent has a disability.<\/p><\/div><div class=\"pb-st pb-rv\" style=\"transition-delay:240ms\"><span class=\"pb-stn\">4<\/span>\n <h4>Work With the Assigned MCO<\/h4><p>Once TennCare approves and CHOICES is authorized, a managed care organization builds the plan of care, sets hours, and may open consumer direction for eligible services.<\/p><\/div><div class=\"pb-st pb-rv\" style=\"transition-delay:320ms\"><span class=\"pb-stn\">5<\/span>\n <h4>Choose the Care Team<\/h4><p>Approval opens the door. Choosing caregivers who fit your parent&#8217;s personality, schedule, and clinical needs is a separate conversation &mdash; and that is where we come in.<\/p><\/div><\/div><\/section><section class=\"pb-anchor\" id=\"pb-team\"><div class=\"pb-shead pb-rv\"><span class=\"pb-eyebrow\">Walking beside you<\/span><h2 class=\"pb-h2\">Why Families Around Hendersonville Call Us<\/h2><\/div><div class=\"pb-team\">\n   <div class=\"pb-tcard pb-rv\"><h4>Owners Who Live Here and Answer<\/h4><p>Quin Christensen and Richard Patterson own this location and live in the Hendersonville area. Quin came into this work after watching his own parents navigate cancer, stroke, and heart disease; Richard started at 14 in an assisted living facility. Both take calls.<\/p><\/div>\n   <div class=\"pb-tcard pb-rv\" style=\"transition-delay:80ms\"><h4>Clinical Oversight and a Transition Liaison<\/h4><p>Melissa Maxfield is a Licensed Practical Nurse on our team, and Lisa Barry serves as our Transition Liaison, coordinating hospital-to-home moves. Preferred Care at Home was founded by a registered nurse and her family, and that clinical foundation still shapes local offices across Middle Tennessee.<\/p><\/div>\n   <div class=\"pb-tcard pb-rv\" style=\"transition-delay:160ms\"><h4>Certified Status, Not Just a Franchise Sign<\/h4><p>Certified Preferred Provider status was earned through additional training in home care operations and client support &mdash; combined with multiple years of Home Care Pulse recognition as Employer of Choice, Provider of Choice, and Leader in Experience.<\/p><\/div>\n  <\/div><\/section><section class=\"pb-anchor\" id=\"pb-paths\"><div class=\"pb-shead pb-rv\"><span class=\"pb-eyebrow\">Which door fits your family<\/span><h2 class=\"pb-h2\">The Three Program Doors (Plus the Fallback)<\/h2><\/div><div class=\"pb-pathhero pb-rv\"><span class=\"pb-flag\">Most families never hear about the third<\/span>\n <div><span class=\"pb-pg\">TennCare<\/span><h3>The Financial Eligibility Door<\/h3><p>The Institutionalized Individuals category: income at or below $2,982\/month and resources at or below $2,000 for one person, covering nursing facility care and home and community based services alike.<\/p><\/div>\n <a class=\"pb-btn\" href=\"https:\/\/preferhome.com\/locations\/hendersonville\/contact\/\">Ask about coverage mapping<\/a><\/div><div class=\"pb-paths3\"><div class=\"pb-path pb-rv\" style=\"transition-delay:0ms\"><span class=\"pb-pg\">CHOICES<\/span><h3>The Long-Term Services Pathway<\/h3><p>TennCare&#8217;s long-term services and supports program for seniors 65+ and adults 21+ with a physical disability &mdash; managed through your assigned MCO, with structured benefits and consumer direction for eligible services.<\/p><\/div><div class=\"pb-path pb-rv\" style=\"transition-delay:80ms\"><span class=\"pb-pg\">OPTIONS<\/span><h3>The State-Funded Third Door<\/h3><p>OPTIONS for Community Living: state funded, adults 18+, sliding fee scale instead of strict income limits, and no estate recovery &mdash; for families who need in-home support but don&#8217;t qualify financially for Medicaid.<\/p><\/div><div class=\"pb-path pb-rv\" style=\"transition-delay:160ms\"><span class=\"pb-pg\">Private Pay<\/span><h3>&mdash; the Fallback<\/h3><p>When none of the three doors fits or while applications process, private pay covers any care immediately &mdash; including live-in home care, which sits outside every plan of care.<\/p><\/div><\/div><\/section><section class=\"pb-anchor\" id=\"pb-compare\"><div class=\"pb-shead pb-rv\"><span class=\"pb-eyebrow\">The comparison that surprises families<\/span><h2 class=\"pb-h2\">TennCare CHOICES Versus OPTIONS<\/h2><p class=\"pb-sub\">Families assume the choice is &#8220;Medicaid or private pay.&#8221; In Tennessee there is a third door: OPTIONS has no strict income requirement, while CHOICES uses federal Medicaid rules with strict thresholds. Which fits depends on finances, level of need, and disability status.<\/p><\/div><div class=\"pb-vs pb-rv\">\n <div class=\"pb-vcol\"><h3>TennCare CHOICES<\/h3>\n  <ul><li><b>Payer<\/b><span>Federal Medicaid<\/span><\/li><li><b>Income limit<\/b><span>$2,982\/month<\/span><\/li>\n      <li><b>Age eligible<\/b><span>21+ with disability, or 65+<\/span><\/li><li><b>Estate recovery<\/b><span>Yes, at 55 or older<\/span><\/li><\/ul><\/div>\n <span class=\"pb-vbadge\">VS<\/span>\n <div class=\"pb-vcol pb-vwin\"><h3>OPTIONS<\/h3>\n  <ul><li><b>Payer<\/b><span>State of Tennessee<\/span><\/li><li><b>Income limit<\/b><span>Sliding fee scale<\/span><\/li>\n      <li><b>Age eligible<\/b><span>Adults 18 and older<\/span><\/li><li><b>Estate recovery<\/b><span>No<\/span><\/li><\/ul><\/div>\n<\/div><\/section><section class=\"pb-anchor\" id=\"pb-faq\"><div class=\"pb-shead pb-rv\"><span class=\"pb-eyebrow\">Straight answers<\/span><h2 class=\"pb-h2\">Medicaid Home Care Questions Tennessee Families Ask Us<\/h2><\/div><div class=\"pb-faqs\"><details class=\"pb-faq pb-rv\" open><summary><span>Does Medicaid pay for home care in Tennessee?<\/span>\n <em><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M12 5v14M5 12h14\" stroke=\"#7B9218\" stroke-width=\"2.4\" stroke-linecap=\"round\"\/><\/svg><\/em><\/summary>\n <div class=\"pb-fb\"><p>Yes, but not through one program. TennCare&#8217;s long-term services pathway (the CHOICES program) covers home and community based services for eligible seniors and adults with a physical disability.<br><br>State-funded OPTIONS covers a separate set of in-home supports for people who may not qualify for the Medicaid program financially.<\/p><\/div><\/details><details class=\"pb-faq pb-rv\"><summary><span>How much does TennCare CHOICES cost for a family?<\/span>\n <em><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M12 5v14M5 12h14\" stroke=\"#7B9218\" stroke-width=\"2.4\" stroke-linecap=\"round\"\/><\/svg><\/em><\/summary>\n <div class=\"pb-fb\"><p>There is no premium, but CHOICES benefits have structured limits, not unlimited coverage. Some services are capped by hours or dollars per year, and certain settings require the family to pay room and board out of pocket.<br><br>Consumer direction is available for some services, but that is not guaranteed family-caregiver pay &mdash; ask the MCO for a written plan of care with all limits spelled out.<\/p><\/div><\/details><details class=\"pb-faq pb-rv\"><summary><span>How do I know if my parent qualifies?<\/span>\n <em><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M12 5v14M5 12h14\" stroke=\"#7B9218\" stroke-width=\"2.4\" stroke-linecap=\"round\"\/><\/svg><\/em><\/summary>\n <div class=\"pb-fb\"><p>Qualification depends on financial rules, level of care need, and disability or age. For the Institutionalized Individuals category, income must sit at or below the federal benefit rate, with resources at or below the asset limit.<br><br>Level of care is assessed against daily living activities like bathing, dressing, meals, and medications &mdash; and adults with a qualifying physical disability may be eligible earlier than 65.<\/p><\/div><\/details><details class=\"pb-faq pb-rv\"><summary><span>How do I apply for Medicaid in Tennessee?<\/span>\n <em><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M12 5v14M5 12h14\" stroke=\"#7B9218\" stroke-width=\"2.4\" stroke-linecap=\"round\"\/><\/svg><\/em><\/summary>\n <div class=\"pb-fb\"><p>Tennessee accepts applications three ways: online through TennCare Connect, by phone at 1-855-259-0701, or on paper. Local human services offices also have kiosks.<br><br>If the applicant has a disability, the Area Agency on Aging and Disability can send someone to the home to help &mdash; reachable at 1-866-836-6678.<\/p><\/div><\/details><details class=\"pb-faq pb-rv\"><summary><span>Can a family caregiver get paid through Medicaid in Tennessee?<\/span>\n <em><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M12 5v14M5 12h14\" stroke=\"#7B9218\" stroke-width=\"2.4\" stroke-linecap=\"round\"\/><\/svg><\/em><\/summary>\n <div class=\"pb-fb\"><p>In some cases, yes. CHOICES includes consumer direction for eligible home and community based services, allowing a member to hire and direct their own attendant care &mdash; and certain family members may qualify as paid caregivers.<br><br>A non-applicant spouse or legal guardian generally cannot be paid, and eligibility is decided case by case &mdash; don&#8217;t assume pay is guaranteed by enrolling.<\/p><\/div><\/details><details class=\"pb-faq pb-rv\"><summary><span>What is not covered by TennCare home care?<\/span>\n <em><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M12 5v14M5 12h14\" stroke=\"#7B9218\" stroke-width=\"2.4\" stroke-linecap=\"round\"\/><\/svg><\/em><\/summary>\n <div class=\"pb-fb\"><p>CHOICES covers structured home and community based services, not everything a family might need. Room and board in assisted living is not covered, assistive technology is limited to $900 a year, and adult day care is capped annually. Non-medical private-pay services outside the plan of care &mdash; including live-in home care &mdash; are the family&#8217;s responsibility.<\/p><\/div><\/details><details class=\"pb-faq pb-rv\"><summary><span>How long does a TennCare application take?<\/span>\n <em><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M12 5v14M5 12h14\" stroke=\"#7B9218\" stroke-width=\"2.4\" stroke-linecap=\"round\"\/><\/svg><\/em><\/summary>\n <div class=\"pb-fb\"><p>The application itself takes most people 30 to 60 minutes through TennCare Connect. Approval takes longer: federal rules allow up to 45 days for standard applications and up to 90 days when a disability determination is required.<br><br>Call (615) 970-3737 if you have questions along the way &mdash; we help families sort the sequence before they apply.<\/p><\/div><\/details><details class=\"pb-faq pb-rv\"><summary><span>Will TennCare take my parent&#8217;s house after they die?<\/span>\n <em><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M12 5v14M5 12h14\" stroke=\"#7B9218\" stroke-width=\"2.4\" stroke-linecap=\"round\"\/><\/svg><\/em><\/summary>\n <div class=\"pb-fb\"><p>Estate recovery applies to TennCare members who received long-term care benefits under CHOICES Groups 1, 2, or 3 at age 55 or older. Recovery is waived when the member is survived by a non-applicant spouse, a child under 21, or a blind or disabled child of any age.<br><br>Hardship waivers also exist. Ask an estate-planning attorney before enrolling if this is a concern &mdash; we are not attorneys, but we can point you to local resources.<\/p><\/div><\/details><\/div><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Does Medicaid pay for home care in Tennessee?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Yes, but not through one program. TennCare's CHOICES program covers home and community based services for eligible seniors and adults with a physical disability, while state-funded OPTIONS covers a separate set of in-home supports.\"}}, {\"@type\": \"Question\", \"name\": \"How much does TennCare CHOICES cost for a family?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"There is no premium, but CHOICES benefits have structured limits. 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Hardship waivers also exist.\"}}]}<\/script><\/section><\/div><\/div><\/div><script>\n(function(){\n var bar=document.querySelector('.pb-prog i');\n if(bar){addEventListener('scroll',function(){var h=document.documentElement;\n  var p=h.scrollTop\/(h.scrollHeight-h.clientHeight);bar.style.width=(p*100)+'%';},{passive:true});}\n var io=new IntersectionObserver(function(es){es.forEach(function(e){if(e.isIntersecting){e.target.classList.add('pb-in');io.unobserve(e.target);}});},{threshold:.1});\n document.querySelectorAll('.pb-rv').forEach(function(el){io.observe(el);});\n var st=document.querySelector('.pb-cnt');\n if(st){var cio=new IntersectionObserver(function(es){es.forEach(function(e){if(!e.isIntersecting)return;cio.disconnect();\n  var n=2580,t0=null;function f(ts){if(!t0)t0=ts;var p=Math.min((ts-t0)\/1400,1);\n   st.textContent=Math.round(n*(1-Math.pow(1-p,3))).toLocaleString();if(p<1)requestAnimationFrame(f);}\n  if(matchMedia('(prefers-reduced-motion: reduce)').matches){st.textContent='2,580';}else{requestAnimationFrame(f);}});},{threshold:.5});\n  cio.observe(st);}\n var links=document.querySelectorAll('.pb-rail a[data-t]');\n var map={};links.forEach(function(a){var t=a.getAttribute('data-t');if(t){(map[t]=map[t]||[]).push(a);}});\n var spy=new IntersectionObserver(function(es){es.forEach(function(e){var id=e.target.id;if(!map[id])return;\n  if(e.isIntersecting){links.forEach(function(a){a.classList.remove('pb-on');});map[id].forEach(function(a){a.classList.add('pb-on');});}});},\n  {rootMargin:'-20% 0px -70% 0px'});\n document.querySelectorAll('section.pb-anchor').forEach(function(s){spy.observe(s);});\n})();\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-70c9e4a e-con-boxed e-flex e-con e-parent\" data-id=\"70c9e4a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-918155a elementor-widget elementor-widget-heading\" data-id=\"918155a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Not Sure Which Program Fits? Call and Ask<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf50e5c elementor-widget elementor-widget-text-editor\" data-id=\"bf50e5c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"color:#FFFFFF;text-align:center;\">Every week of waiting is a week your parent is figuring it out alone.<br>We&#8217;ll walk through the TennCare, CHOICES, and OPTIONS questions before you spend hours on hold. 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