{"id":2002,"date":"2025-12-05T22:00:18","date_gmt":"2025-12-05T22:00:18","guid":{"rendered":"https:\/\/preferhome.com\/locations\/apex-garne-and-fuquay-varina232\/4-ways-to-pay-for-senior-home-care\/"},"modified":"2025-12-05T22:00:18","modified_gmt":"2025-12-05T22:00:18","slug":"4-ways-to-pay-for-senior-home-care","status":"publish","type":"post","link":"https:\/\/preferhome.com\/locations\/apex-garner-and-fuquay-varina\/4-ways-to-pay-for-senior-home-care\/","title":{"rendered":"4 Ways to Pay for Senior Home Care"},"content":{"rendered":"<p>&#8220;You hope your mother, father, or spouse can remain home, but, you wonder, is it really possible?\u00a0<a href=\"https:\/\/preferhome.com\/senior-resources\/common-senior-concerns\/\" target=\"_blank\" rel=\"noopener noreferrer\">Is home care affordable?<\/a>&#8221;<\/p>\n<p><!--more--><\/p>\n<p>When given a choice, seniors prefer to stay in their home. The thought of having to leave a home that&#8217;s filled with memories can be devastating to seniors and their family members. Yet, when care is needed, who is able to provide the necessary care and who pays?<\/p>\n<p>There is often a progression that can be followed when the questions of senior home care arises. First, a family member, such as the oldest daughter to the senior, begins to notice the unkempt house. It starts with the little things, a dusty mantle, expired food in the refrigerator, all things that can be easily taken care of. The daughter steps in. Saturday mornings are spent cleaning mom&#8217;s house and running to the grocery store. Little by little the daughter&#8217;s week is filled with doctor&#8217;s appointments, housekeeping tasks, and medication reminders.<\/p>\n<p>Soon it becomes apparent that more help is needed. Other family members are brought into the discussion, and a call is placed to a senior home care company. This is where Preferred Care at Home steps into the process. We understand that making that first call to a senior home care company is not easy,\u00a0 in fact it can be <a href=\"https:\/\/preferhome.com\/blog\/discover-the-heart-of-home-care-2-questions\/\">very emotional and overwhelming<\/a>. It is difficult to watch your senior loved one struggle to remain in their home. You hope your mother, father, or spouse can remain home, but, you wonder, is it really possible? <a href=\"https:\/\/preferhome.com\/senior-resources\/common-senior-concerns\/\">Is home care affordable?<\/a><\/p>\n<p>Yes! It is possible for seniors to remain in their home. And, yes! It is affordable. In fact, one of the most affordable senior-care options is in-home care.\u00a0 There are also ways that care can be provided at no cost to seniors. Here are a few ways to pay for home care services:<\/p>\n<h2><strong>1. Veteran&#8217;s Aid and Attendance Benefit<\/strong><\/h2>\n<p>Is your loved one a veteran? Was his or her spouse a veteran? If so, there is a benefit available for the purpose of providing home care services. For more information about this benefit, visit our <a href=\"https:\/\/preferhome.com\/senior-resources\/common-senior-concerns\/\">resources page<\/a>.<\/p>\n<h2><strong>2. Long Term Care Insurance<\/strong><\/h2>\n<p>Often, seniors with long term care policies never utilize their benefits. Many hold on to the policies for future use, not realizing that the time to use the policy is now.<\/p>\n<h2><strong>3. Personal Savings and Assets &#8211; Reverse Mortgage<\/strong><\/h2>\n<p>Have you spent the time reviewing your financial options?\u00a0 With a reverse mortgage, you get money back based partly on what your house is worth.<\/p>\n<h2><strong>4. Families Come Together<\/strong><\/h2>\n<p>Adult children often come together to care for their senior parents. When family members are spread across the country, helping with home care costs becomes a way they can tangibly care for their loved one.<\/p>\n<p>For a complete list of ways to pay for home care, visit our Resources Page &#8211; <a href=\"https:\/\/preferhome.com\/senior-resources\/common-senior-concerns\/\">Paying for Home Care<\/a> or contact a <a href=\"https:\/\/preferhome.com\/locations\/\">location near you<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;You hope your mother, father, or spouse can remain home, but, you wonder, is it really possible?\u00a0Is home care affordable?&#8221;<\/p>\n","protected":false},"author":74,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2002","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.7 (Yoast SEO v21.7) - 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