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Blog Archive

Your Guide to Paying for Long Term Care

Long-term health care requires comprehensive financial planning and preparing. Before you get overwhelmed, here is some helpful information to help you understand your options.   There are nine common methods to acquire money for long-term care. Some are widely available, while others have strict eligibility requirements. Read through these options, and then decide what combination... Read more

How and when will I use Medicare?

I hope you find this video helpful. It does an excellent job of explaining Medicare. http://www.youtube.com/watch?feature=player_embedded&v=FsAlXRV1yx0 Healthcare Videos – Stay Smart Stay Healthy is a Humana new-media venture designed to deliver guidance, and to support awareness and understanding of the healthcare industry. Their goal is simple: to educate consumers on the healthcare system by removing... Read more

What IS covered by the original Medicare plan?

If you are eligible for home health care, the Original Medicare Plan will cover the following: 1.  Skilled nursing care on a part-time or intermittent basis. Skilled nursing care includes services and care that can only be done safely and correctly by a licensed nurse (either a registered nurse or a licensed practical nurse). The services must be reasonable and... Read more

Who is eligible to get Medicare covered home health care?

If you have Medicare, you can use your home health benefits if you meet all the following conditions: 1. Your doctor must decide that you need medical care at home, and make a plan for this care. 2. You must need one or more of the following: a.     Intermittent skilled nursing care b.    Physical therapy c.    ... Read more

What is NOT covered by the original Medicare plan?

Medicare is simply a Federally funded health Insurance plan for individuals over age 65. It doesn’t pay, according to the Centers for Medicare & Medicaid Services, for the following: 24-hour-a-day care at home Meals delivered to your home Homemaker services like shopping, cleaning, and laundry when this is the only care you need, and when these services aren’t... Read more

A Closer Look at Assisted Living Costs

Since 1984, the founders of Preferred Care at Home have had the privilege of partnering with thousands of families, providing that extra care needed to maintain independence and dignity in the comfort and security of home. We understand that long-term care can be costly and built our reputation on offering quality services at affordable prices.... Read more

Medicare: How does Preferred Care at Home fit in?

When talking with clients and their families, I have found that Medicare is misunderstood, especially when it comes to home care. Many seniors believe that once they are 65 all their health care needs will be covered. Sadly, they quickly find out that the coverage has limitations. So, I thought I would help to dispel... Read more

Advance Directives

An Advance Directive tells your doctor what kind of care you want to receive in the event that you are unable to make that decision for yourself. An example of this would be Mary Smith, who was a vivacious 78 year old until seized by a sudden stroke that left her in a coma.  Unable... Read more

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